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Financing Options | Mattress Firm

Are you in need of a new mattress but don't have the funds to pay for it all upfront? Look no further than Mattress Firm's financing options. With a wide range of plans and flexible payment options, you can find the perfect mattress for your needs without breaking the bank.

1. No Credit Needed Financing

Worried about your credit score? No problem! Mattress Firm offers a "No Credit Needed" financing option, meaning you can get the mattress you want without the hassle of a credit check. Simply apply online or in-store and get approved within minutes. This option is perfect for those who may have a lower credit score but still want to invest in a quality mattress.

2. 0% APR Financing

If you have good credit, you may qualify for Mattress Firm's 0% APR financing option. This allows you to spread out your payments over a set period of time without accruing any interest. This is a great option for those who want to purchase a more expensive mattress but don't have the means to pay for it all at once.

3. Lease-to-Own Financing

For those who prefer a lease-to-own option, Mattress Firm has partnered with Progressive Leasing to offer a flexible payment plan. With this option, you can lease the mattress for a set period of time and make affordable monthly payments. At the end of the lease, you have the option to purchase the mattress or return it.

4. Special Financing Promotions

Keep an eye out for special financing promotions from Mattress Firm. These can include 0% APR financing for a longer period of time or discounted interest rates. These promotions are a great way to save money and get the mattress of your dreams.

5. Online Financing Calculator

Not sure which financing option is right for you? Mattress Firm offers an online financing calculator where you can input the price of the mattress and see which payment plan works best for your budget. This tool takes the guesswork out of financing and allows you to make an informed decision.

6. Flexible Payment Options

Mattress Firm offers a variety of payment options to make it easy for you to pay for your new mattress. Whether you prefer to pay online, in-store, or over the phone, there is an option for you. Plus, you can choose to make payments weekly, bi-weekly, or monthly depending on what works best for your budget.

7. Easy Application Process

Applying for financing with Mattress Firm is quick and easy. You can apply online or in-store, and the process takes just a few minutes. You will receive an instant decision, allowing you to start shopping for your new mattress right away.

8. No Hidden Fees

With Mattress Firm's financing options, there are no hidden fees or surprises. The terms and conditions are clearly outlined, and there are no penalties for paying off your balance early. This transparency allows you to make an informed decision and feel confident in your purchase.

9. Wide Range of Mattresses

No matter what type of mattress you're looking for, Mattress Firm has you covered. From memory foam to innerspring to hybrid, there is a mattress to suit every sleeping preference and budget. Plus, with financing options, you can upgrade to a higher quality mattress without breaking the bank.

10. Invest in Your Sleep

Your mattress is one of the most important investments you can make for your health and well-being. With Mattress Firm's financing options, you can get the mattress you need to get a good night's sleep without the stress of paying for it all at once. Don't sacrifice your sleep – invest in a quality mattress with Mattress Firm.