Massachusetts is known for its rich history, vibrant culture, and excellent educational institutions. However, living expenses in the state can be quite high, especially in cities like Boston and Cambridge. Fortunately, there are several affordable cities in Massachusetts that offer a lower cost of living without compromising on quality. In this article, we will explore the 6 cheapest places to live in Massachusetts, considering housing costs and living expenses. We will also highlight the unique qualities of each city, including outdoor recreation, local attractions, and economic opportunities. Whether you are a university student, young professional, or someone looking for an affordable place to settle down, these cities have a lot to offer.

1. Holyoke

cheapest places to live in Massachusetts

Nestled along the Connecticut River, Holyoke is a city known for its industrial history and cultural diversity. The cost of living in Holyoke is approximately 22% lower than the state average, making it one of the cheapest places to live in Massachusetts. Renting an apartment in Holyoke averages around $950 per month, providing affordable housing options for residents.

One of the unique qualities of Holyoke is its rich industrial heritage. The city was once a major center for paper and textile manufacturing, and remnants of its industrial past can still be seen in the historic mill buildings that dot the landscape. Holyoke is home to the Holyoke Heritage State Park, which showcases the city's industrial history and offers beautiful views of the Connecticut River.

In addition to its industrial heritage, Holyoke is also known for its cultural diversity. The city has a vibrant arts scene, with numerous galleries, theaters, and cultural festivals throughout the year. The Holyoke Creative Arts Center and the Wistariahurst Museum are popular destinations for art and history enthusiasts.

For college students, Holyoke is conveniently located near several higher education institutions. The city is home to Holyoke Community College, which offers a wide range of academic programs and transfer opportunities. Additionally, the city is within commuting distance of Mount Holyoke College and the University of Massachusetts Amherst, providing students with even more educational options.

When it comes to outdoor recreation, Holyoke offers plenty of options. The Mount Tom State Reservation, located just outside the city, features hiking trails, picnic areas, and stunning views of the Pioneer Valley. The Connecticut River also provides opportunities for boating, fishing, and other water activities.

While Holyoke has made significant strides in recent years to improve its safety and reduce crime, it's important to note that certain neighborhoods still have higher crime rates. It is recommended for residents and students to familiarize themselves with the city's crime statistics and take necessary precautions.

2. Pittsfield

cheapest places to live in Massachusetts

Located in Berkshire County, Pittsfield is a charming city known for its natural beauty and cultural attractions. The cost of living in Pittsfield is approximately 16% lower than the state average, offering affordable housing options for residents. Renting an apartment in Pittsfield averages around $1,200 per month.

Outdoor enthusiasts will find plenty to explore in Pittsfield. The city is surrounded by picturesque landscapes, including the Berkshire Mountains and several state forests. Popular outdoor destinations include the Pittsfield State Forest and Balance Rock State Park, offering opportunities for hiking, camping, and wildlife observation.

In addition to its natural attractions, Pittsfield is home to a vibrant arts scene. The city hosts the annual Pittsfield Third Thursday street festival, showcasing local artists, musicians, and food vendors. The Berkshire Museum and the Colonial Theatre are also popular cultural destinations in Pittsfield.

For students, Pittsfield is home to Berkshire Community College, providing educational opportunities and transfer programs. The city's proximity to other colleges and universities in the Berkshire region, such as Williams College and Bard College at Simon's Rock, further expands educational possibilities.

3. Springfield

cheapest places to live in Massachusetts

As the third-largest city in Massachusetts, Springfield offers a combination of affordability and urban amenities. The cost of living in Springfield is approximately 20% lower than the state average, making it an attractive option for those seeking affordable housing. Renting an apartment in Springfield averages around $1,100 per month.

Springfield is rich in history and boasts several noteworthy attractions. The city is home to the Springfield Armory National Historic Site, a museum dedicated to preserving the history of American firearms manufacturing. The Dr. Seuss National Memorial Sculpture Garden, honoring the famous children's book author, is another popular spot for visitors.

For outdoor enthusiasts, Forest Park is a must-visit destination in Springfield. Spanning over 735 acres, the park offers walking trails, sports fields, a zoo, and a lake for boating and fishing. Springfield College,  located in the heart of the city, provides a wide range of academic programs and is particularly renowned for its programs in sports and physical education. The college offers various scholarships and grants to support students in their educational pursuits.

In terms of employment opportunities, Springfield is home to diverse industries, including healthcare, education, manufacturing, and technology. The city has a growing healthcare sector, with major medical centers and hospitals providing employment opportunities for healthcare professionals. Moreover, Springfield's proximity to other cities in the region, such as Hartford, Connecticut, and Northampton, Massachusetts, expands the job market for residents.

With a crime rate of 33 per one thousand residents, Springfield is noted for having one of the higher crime rates in the country, in comparison to communities of all sizes. One's chance of becoming a victim of either violent or property crime in Springfield is approximately one in 31.

4. New Bedford

cheapest places to live in Massachusetts

Located on the south coast of Massachusetts, New Bedford is a historic city with a rich maritime heritage. The cost of living in New Bedford is approximately 19% lower than the state average, making it an affordable place to live. Renting an apartment in New Bedford averages around $1,100 per month.

New Bedford offers a range of recreational activities, particularly for those interested in marine life and coastal landscapes. The city is home to the New Bedford Whaling Museum, which showcases the history of whaling and its impact on the region. The Buttonwood Park Zoo is another popular attraction, featuring a variety of animal exhibits and beautifully landscaped grounds.

For students, the University of Massachusetts Dartmouth is located just a short drive away from New Bedford, providing educational opportunities in a variety of fields. Bristol Community College also has a campus in New Bedford, offering associate degree programs and workforce training.

New Bedford's economy is diverse, with industries such as healthcare, fishing, tourism, and manufacturing contributing to its growth. The city's fishing industry, in particular, is renowned, and the annual Working Waterfront Festival celebrates the local maritime heritage.

5. Fall River

Cheapest Places To Live In Massachusetts

Situated along the Taunton River, Fall River is a city known for its historical landmarks and natural beauty. The cost of living in Fall River is approximately 16% lower than the state average, providing affordable housing options for residents. Renting an apartment in Fall River averages around $1,100 per month.

Fall River boasts several attractions that showcase its history and cultural heritage. The Battleship Cove museum is home to the USS Massachusetts battleship, offering visitors a chance to explore naval history. The Lizzie Borden House, infamous for the 1892 axe murders, is another popular destination for those interested in true crime and history.

For outdoor enthusiasts, the Fall River Heritage State Park provides scenic views of the Taunton River and opportunities for picnicking and walking along the waterfront. The city is also within close proximity to the Freetown-Fall River State Forest, where visitors can enjoy hiking, camping, and fishing.

Bristol Community College has a campus in Fall River, providing educational opportunities for students. Additionally, the city's convenient location allows for easy access to other educational institutions in the region, including the University of Massachusetts Dartmouth and Bridgewater State University.

The chance of being a victim of either violent or property crime in Fall River is approximately 1 in 53. According to FBI crime data, Fall River is not considered one of the safest communities in the country. In fact, compared to other cities and towns in Massachusetts, Fall River has a crime rate that is higher than 95% of them.

6. Lowell

Cheapest Places To Live In Massachusetts

Situated along the Merrimack River, Lowell is a vibrant city known for its industrial history and educational institutions. The cost of living in Lowell is approximately 14% lower than the state average, making it an affordable place to live. Renting an apartment in Lowell averages around $1,400 per month. 

Lowell's rich industrial heritage is evident in its historic mills, which have been repurposed into unique residential and commercial spaces. The Lowell National Historical Park offers visitors a glimpse into the city's industrial past through guided tours and exhibits. The park also hosts various events and festivals throughout the year, celebrating Lowell's cultural diversity and artistic community.

For outdoor enthusiasts, Lowell provides access to the Merrimack River and a network of scenic walking and biking trails. The Lowell-Dracut-Tyngsboro State Forest offers opportunities for hiking, picnicking, and wildlife observation. Additionally, the city's numerous parks and green spaces provide residents with recreational areas for sports and leisure activities.

Lowell is home to several renowned educational institutions, including the University of Massachusetts Lowell. The university offers a wide range of undergraduate and graduate programs, with a particular focus on science, technology, engineering, and mathematics (STEM) fields. Middlesex Community College is another educational option for students seeking associate degree programs and professional certifications.

In terms of employment opportunities, Lowell has a diverse economy with sectors such as healthcare, education, technology, and manufacturing. The city's proximity to the bustling Greater Boston area opens up additional job prospects for residents.

The chance of becoming a victim of either violent or property crime in Lowell is approximately 1 in 59. According to FBI crime data, Lowell is not classified as one of the safest communities in the United States. Compared to other cities and towns in Massachusetts, Lowell has a crime rate that is higher than 92% of them.

Conclusion

In conclusion, Massachusetts offers several affordable cities to live in, each with its own unique qualities and opportunities. From the industrial history of Holyoke and Lowell to the natural beauty of Pittsfield and New Bedford, these cities provide a range of recreational, educational, and employment options. It's essential for prospective residents and students to explore their specific interests and needs when choosing the best place to live. Whether you're seeking affordable housing, proximity to educational institutions, outdoor recreation, or cultural diversity, Massachusetts has a city that can meet your needs without breaking the bank.