When it comes to finding an affordable place to live, Maryland may not be the first state that comes to mind. However, there are several cities in Maryland that offer a low cost of living without compromising on quality.

In this article, we'll explore the top 8 cheapest places to live in Maryland, taking into account factors such as housing costs, living expenses, and rental prices. So, let's dive in and discover these budget-friendly cities!

Top 8 Cheapest Places to Live in Maryland

  • Cumberland
  • Hagerstown
  • Salisbury
  • Frederick
  • Westminster
  • Cambridge
  • La Plata
  • Taneytown

Cumberland

Cheapest Places to Live in Maryland

Nestled in the western part of Maryland, Cumberland is a charming city known for its rich history and natural beauty. With a population of around 19,000, Cumberland offers a small-town feel with a low cost of living.

The average home price in Cumberland is approximately $110,000, making it an attractive option for those looking to buy a house. If you prefer renting, you can find apartments with an average monthly cost of around $800.

Cumberland boasts an array of outdoor recreational opportunities, including the scenic C&O Canal National Historical Park and the stunning Rocky Gap State Park.

Hagerstown

Located in the western part of the state, Hagerstown is another affordable city in Maryland. With a population of about 40,000, Hagerstown offers a mix of urban amenities and natural beauty.

The average home price in Hagerstown is around $160,000, making it an affordable option for homebuyers. If you choose to rent, apartments in Hagerstown have an average monthly cost of approximately $1,000.

The city is known for its vibrant arts and cultural scene, with attractions like the Maryland Theatre and the Washington County Museum of Fine Arts.

Salisbury

Situated on Maryland's Eastern Shore, Salisbury is a lively city with a low cost of living. With a population of around 33,000, Salisbury offers a range of housing options at affordable prices.

The average home price in Salisbury is approximately $160,000, making it an attractive destination for potential homebuyers. If you prefer renting, apartments in Salisbury have an average monthly cost of around $1,100.

Salisbury is home to the Salisbury Zoo, which offers free admission, and the beautiful Pemberton Park, perfect for outdoor enthusiasts.

Frederick

Cheapest Places to Live in Maryland

Located in the heart of Maryland, Frederick is a thriving city that combines historic charm with modern amenities. With a population of about 75,000, Frederick offers a diverse range of housing options. 4

The average home price in Frederick is around $290,000, making it slightly higher than the previous cities on our list but still relatively affordable compared to other parts of Maryland. If you're considering renting, apartments in Frederick have an average monthly cost of approximately $1,500.

Frederick boasts a vibrant downtown area with unique shops, delicious restaurants, and a lively arts scene.

Westminster

Situated in Carroll County, Westminster is a picturesque city known for its small-town charm and affordable living. With a population of around 18,000, Westminster offers a close-knit community with easy access to larger cities like Baltimore and Washington, D.C.

The average home price in Westminster is approximately $270,000, making it an affordable option for homebuyers. For those who prefer renting, apartments in Westminster have an average monthly cost of around $1,200.

The city is also home to a variety of parks, including the scenic Piney Run Park and the Westminster Community Pond.

Cambridge

Cheapest Places to Live in Maryland

Located on Maryland's Eastern Shore, Cambridge is a waterfront city known for its rich history and affordable living. With a population of about 12,000, Cambridge offers a peaceful and relaxed lifestyle.

The average home price in Cambridge is around $200,000, making it an attractive option for those looking to buy a house. If you're interested in renting, apartments in Cambridge have an average monthly cost of approximately $1,000.

Cambridge is renowned for its seafood restaurants, charming historic district, and the stunning Blackwater National Wildlife Refuge.

La Plata

Situated in Charles County, La Plata is a small town with a tight-knit community and affordable living. With a population of around 9,000, La Plata offers a tranquil atmosphere and easy access to larger cities like Washington, D.C.

The average home price in La Plata is approximately $330,000, making it slightly higher than other cities on our list but still relatively affordable for the region. If you prefer renting, apartments in La Plata have an average monthly cost of around $1,300.

The town boasts a vibrant arts scene, with the Port Tobacco Players Theatre and the La Plata Farmers Market being popular local attractions.

Taneytown

Cheapest Places to Live in Maryland

Nestled in Carroll County, Taneytown is a small city known for its affordable housing options and friendly community. With a population of around 7,000, Taneytown offers a peaceful rural setting while still being within commuting distance of larger cities.

The average home price in Taneytown is approximately $260,000, making it an affordable option for homebuyers. If you're considering renting, apartments in Taneytown have an average monthly cost of around $1,100.

Taneytown is surrounded by picturesque farmland and offers easy access to outdoor activities such as hiking, fishing, and camping.